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Vicky Bouchard - Louisville Branch
502-931-9156

Your Checklist Before You Buy Your Next Home

It's time to buy before interest rate go up.

Your Checklist Before You Buy Your Next Home

 

The time has come and you are ready to buy, but before you start searching for your next home review this checklist. This list helps you prepare your budget in advance and guide you to financial success in the future.

  1. Reduce Debt & Increase Credit Score: Before you start looking for your next home you should request a credit report. This will give you a starting point on understanding your credit score before you request a loan. Your credit score will influence the interest rate of your loan.

  2. Save Money to Set Yourself Up with a Large Down Payment: While it is possible to purchase a home without a 20% down payment it’s best to get as close as possible. This will allow you to have a smaller mortgage rate, Avoid PMI, and receive a better rate. If you do not have a 20% down payment you may qualify for a VA or FHA loan.



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EXIT Realty Crutcher
888-920-0003
Exit Realty Crutcher
9200 Leesgate Road Ste 201
Louisville, KY 40222
502-327-9838

Exit Realty Crutcher
502 A Saffell St.
Lawrenceberg, KY 40342
502-839-9822

Exit Realty Crutcher
60 Devils Hollow Rd
Frankfort, KY
502-783-6060

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Information is provided exclusively for consumers’ personal use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS.
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